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Graduate Faster, Spend Less

Understand Your CPoS

Discover how your Course Program of Study (CPoS) helps you maximize financial aid by focusing on the courses that matter most for your degree.

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  • Course Program of Study (CPoS)

Course Program of Study (CPoS)

Resources

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Want your federal aid to cover your courses? Make sure they're part of your official Course Program of Study (CPoS)!

Think of your CPoS as your degree roadmap. It tells financial aid which courses are necessary to complete your degree. Ignoring this could impact your full-time status and result in a reduction in your financial aid.

Why should you care about your CPoS? Taking unnecessary courses could mean less aid or even owing money back. Stick to your CPoS for your declared major (and minor, if required for the program) to keep your financial aid flowing smoothly.

Federal financial aid is only awarded for courses included in your program of study.

Get Help with CPoS

Having questions about which courses count towards your degree and how your CPoS impacts your graduation timeline and financial aid? Don't worry, we're here to help!

If you're unsure about what courses align with your CPOS or how it might affect your progress and financial aid eligibility, please reach out to the Registrar's Office, the Financial Aid Office, or the Academic Advisement Center. They're all great resources to guide you through this process and ensure you stay on the right track.

Office of the Registrar

706-446-1430

registrar@augusta.edu

Office of Financial Aid

706-737-1524

osfa@augusta.edu

Academic Advisement Center

706-731-7979

academicadvisement@augusta.edu


Federal Aid Impact Guidelines

The amount of aid awarded is based on multiple factors, including overall cost of attendance, and grant or loan eligibility as determined by the Department of Education guidelines. To receive a full financial aid award, your coursework must include a minimum of twelve (12) undergraduate hours or nine (9) graduate hours from your program of study each spring and fall semester. If a student’s credit hours do not meet this requirement, financial aid eligibility is reduced. Dropped classes may also reduce your financial aid and the timing of a change of major is crucial.

This reporting process helps you lower the cost of your education and stay focused with financial aid, course registration and your graduation timeline.

  • Know your program of study: Federal or state financial aid only pays for courses that are in your declared major. Be sure to check JagTrax to ensure your major is listed correctly. Courses can only be determined to be eligible based on the officially declared major as noted on your record.
  • Follow the timeline to change your major: If you plan to change your major, it is important to make that change prior to the beginning of the semester. If you anticipate enrolling into a special admissions program, your major cannot reflect this program until after you are admitted.
  • Contact your Academic Advisor: Work closely with your academic advisor to ensure you are registered for courses that are within your program of study.
  • Act Early: If your federal or state financial aid has been reduced due to enrollment in courses that do not count, contact your academic advisor immediately for assistance.

Undergraduate Hours

 

Total registered hours Hours that count Hours that don’t count Student aid eligibility
12 12 0 Full-time aid
12 6 6 Half-time aid
16 12 4 Full-time aid

Aid Eligibility by Credit Hours towards Undergraduate Degree

Please Note: The amount of aid awarded is based on multiple factors, including overall cost of attendance, and grant or loan eligibility as determined by the Department of Education guidelines.

12 or more credits

  • Full time Pell Grant
  • FSEOG
  • Work Study
  • Subsidized and Unsubsidized Direct Loans, Parent PLUS Loan

9 to 11.5 credits

  • Three quarter time Pell Grant
  • FSEOG
  • Work Study
  • Subsidized and Unsubsidized Direct Loans, Parent PLUS Loan

6 to 8.5 credits

  • Half time Pell Grant
  • FSEOG
  • Work Study
  • Subsidized and Unsubsidized Direct Loans, Parent PLUS Loan

3 to 5.5 credits

  • Less than half time Pell Grant
  • FSEOG — Ineligible
  • Work Study — Ineligible
  • Subsidized and Unsubsidized Direct Loans, Parent PLUS Loan — Ineligible

Less than 3 credits

Ineligible for state and federal aid

Graduate Hours

Total registered hours Hours that count Hours that don’t count Student aid eligibility
9 9 0 Full-time aid
9 6 3 Half-time aid
12 9 3 Full-time aid

Aid Eligibility by Credit Hours towards Graduate Degree

Please Note: The amount of aid awarded is based on multiple factors, including overall cost of attendance, and grant or loan eligibility as determined by the Department of Education guidelines.

9 or more credits

  • Unsubsidized Direct Loan
  • Work Study
  • Grad PLUS Loan

4.5 to 8.5 credits

  • Unsubsidized Direct Loan
  • Work Study
  • Grad PLUS Loan

Less than 4.5 credits

Ineligible for federal aid 

Sample Student Scenarios

Scenario 1

I'm enrolled in 12 undergraduate hours, but three of those hours don't count toward my degree program. How does that affect my federal financial aid? 

If nine of your credit hours apply to your officially declared program of study, you are considered 3/4 time for federal financial aid purposes. Federal financial aid will be awarded based on the nine eligible credit hours. Your Federal Pell Grant and other aid will prorate accordingly. You will still be billed as a full-time student, but your total federal financial aid cannot exceed the 3/4 time cost of attendance. 

Scenario 2

I'm participating in a 12-hour study abroad program this semester, but three of those hours don't count toward my degree. Will my federal financial aid still apply?

Yes, but only for the nine credit hours that apply to your degree program. Federal and Georgia state financial aid will be based on your 3/4 time enrollment status. If eligible, you may receive a prorated Federal Pell Grant and other aid. Note that your financial aid will not cover the ineligible three-hour course, and you will need to account for any additional charges. 

Scenario 3

For the upcoming semester, I plan to enroll in 17 hours, which includes a three-hour class that does not apply toward my degree program. Will financial aid pay for the ineligible three-hour class? 

You're considered full-time for federal financial aid if at least 12 of your credits apply to your degree. If eligible, full-time Pell Grants and federal loans can disburse. Financial aid covers academic charges, including additional classes, but may not cover the entire balance. However, the federal financial aid you receive may not be enough to cover all tuition costs, leaving you responsible for paying the remaining balance. 


Frequently Asked Questions

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Students will be notified by the Office of Financial Aid if their Federal Financial Aid is impacted due to enrollment in classes that do not apply to their degree program. They will be able to see the courses that are not applicable on the Financial Aid tab in Pounce. 

We will start applying CPoS during registration for the Spring 2026 semester. 

We highly encourage continuing students to officially declare their added major by the priority deadlines. At the very least, all curriculum changes should be completed prior to the first day of classes.

Students receiving financial aid are welcome to take classes that are not required for their program of study. However, they will need to pay for those classes out-of-pocket or with excess financial aid.

Electives must satisfy a requirement of your declared major. If you have been notified that an elective is not counting toward your Federal Financial Aid eligibility, contact your academic advisor. If an advisor determines that the elective is satisfying a requirement and will count toward your declared major, they will submit a course substitution request. Not all advisors will be able to submit a request so it is important that you speak with an advisor as soon as possible to allow for processing time.

Scholarships do not require that students enroll in courses in their program of study. Scholarship awards will not be based on classes counted in the student’s major.

Students enrolled in courses impacted by CPoS will be notified via their AU email and Financial Aid tab in Pounce. Note that students will only be notified if CPoS impacts their Federal Financial Aid eligibility.

Do NOT begin modifying your schedule without consultation with an academic advisor! An advisor will be able to review your registration and determine whether the system is accurately assessing your enrollment. If not and your enrollment has been approved to count as part of your declared major, contact your academic advisor to discuss options.

First, the term “financial aid” refers to any funding designed to assist with your educational expenses. Most financial aid flows through the school and is applied directly to your student account.

FEDERAL Financial Aid: This financial aid is generally determined based on the information included on your Free Application for Federal Student Aid (FAFSA). Examples include the Pell Grant, SEOG Grant, Direct Loans, and PLUS Loans to name a few. CPoS DOES impact these awards.

STATE Financial Aid: This financial aid may also use information included on the FAFSA to determine eligibility, but sometimes require an additional application. The primary difference is that the source of funding is from the state government. Examples include the HOPE and Zell Miller Scholarship. CPoS DOES NOT impact any of these awards.

INSTITUTIONAL Financial Aid: This financial aid may also use information included on the FAFSA to determine eligibility, but primarily looks at other factors such as high school GPA, standardized test scores, and performance. Examples: Athletic Scholarships and Departmental Scholarships, etc. CPoS DOES NOT impact any of these awards.

If a student believes a course should count, but it isn’t, they should contact their academic advisor.

Double majors must be officially declared and reflected in the student’s JagTrax by the end of the Drop/Add period. Courses counting toward undeclared majors will not be included in the program of study.

NOTE: Requests for major changes and course substitutions are not immediate and require manual updates in the system.

Two separate evaluations affect whether a course counts for Federal financial aid: program of study evaluation and repeated coursework evaluation. A course will count toward the program of study if it appears in the student’s degree evaluation, even if it’s a repeat of a previously taken course. However, to be eligible for Federal financial aid, the course must also meet repeated coursework evaluation guidelines.

For example:
• If a student fails a course (‘F’), they can retake it unlimited times until they earn a
passing grade (‘D’ or higher).
• Once a student earns a ‘D’ or better, they can retake the course only one more time
with aid.
• Even if a ‘D’ doesn’t meet academic program requirements, it is considered passing for
federal aid purposes.

It depends on your situation. Certain degree programs have a minor requirement. If it is a requirement for the completion of the degree program, then yes, those classes are eligible. If your degree program does not require a minor and you have no electives remaining, then no. However, if your program includes elective credits, you may use those electives to take courses that count toward a minor as long as those courses also count toward your degree program. In that case, they would be eligible for Federal Financial Aid.

Students that haven’t declared a major must do so by the completion of 60 credit hours in order to remain eligible for federal and state financial aid.

Contact your academic advisor to see if a different course could be substituted for the unavailable course in your program of study.

  • Student registers for courses other than instructed by advisor and are not required for the declared program.
  • Course is a substitution, but the official substitution process is not complete.
  • Courses are not required in the student's catalog year and are not appropriate to the program of study/major.
  • Course was previously repeated and no longer qualifies for aid.
    • If the course is already repeated twice, with passing grades, it is not eligible for financial aid. The student may register for a different eligible course.
  • Course is an elective and the student already fulfilled all electives.

To stay eligible for full-time federal and state financial aid, any courses you take while abroad must meet your degree requirements or electives.

International students are not affected by this regulation, as you do not qualify and/or receive federal or state financial aid. 

ROTC courses are considered electives and must fall within the allowable electives for your degree program, or be taken with at least 12 hours of qualifying coursework. 

If you're a student receiving VA Benefits, these benefits are generally paid for courses required by your degree path, although a few exceptions may apply. If you have questions about course eligibility, please contact Military & Veteran Services.

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