Augusta Free School, Augusta University Leadership, Nancy Lackey Moses and SGA-Kiwanis Club Emergency Loans are short-term loans for continuing students, available for the purposes of registration and purchasing books. For more information on any of these loans, please contact the OSFA.

Direct Loan funds are provided to students by the Department of Education. These loans may be subsidized or unsubsidized. Once the initial financial aid application process has been completed, you may accept your loan via your POUNCE account. You must sign your Master Promissory Note (at before any loan funds can be sent to Augusta University. For more information about Direct Loans, contact the OSFA or visit The Student Guide websiteAll students who wish to apply for a Direct Loan MUST accept their loan via their POUNCE account. For additional loan information, please check Federal Student Aid's page on loans

Cohort Default Rate

5.9%  AU
9.7%  National
6.1%  AU
10.1%  National
6.8%  AU
10.8%  National

PLUS Loans are credit based loans available for parents of dependent students and graduate or professional students. Review benefits and apply for a Direct PLUS Loan with the Department of Education at

Alternative Loans are private loans made through lending institutions which allow students to borrow additional funds after they have reached their federal Direct Loan limit. These types of student loans are designed to help students meet the total cost of higher education. Research all possibilities for scholarships, grants, work study and federal loan programs before borrowing from an Alternative Loan program.