Applying for an Insurance Premium Waiver



****Fall 2020 waivers are currently open****

The online insurance waiver application form for Fall 2020 will open on June 22nd 2020  and will close on August 26th 2020.  You will receive an email once you have access.

PLEASE NOTE: You must be registered for classes and the insurance premium must be posted to your student account for 24 to 96 business hours before you will have access to the online waiver application.  You can check to see if the insurance premium has been posted by logging into your pounce account. Even though the waiver deadline is extended to August 26th 2020, if you have not waived by the payment deadline set up by the business office then you may be dropped from your classes.

All students who would like to waive the Augusta University student insurance in favor of their own private insurance please be sure to complete the online waiver application prior to the payment deadline. It can take up to 96 business hours after a waiver has been completed and approved to post to your Augusta University student account.

Go to https://studentcenter.uhcsr.com/augusta  to complete and submit your Waiver Request. Please use your POUNCE ID number to access the system. At the end of the online waiver request process, you will receive an automatic email response of approval or denial and will have the opportunity to print a copy of your request for your records.

Your insurance plan must meet the minimum benefit requirements per the Board of Regents (See Below).

If your waiver is approved, a credit will be placed on your POUNCE account within 5 business days.

***Please note the following:

  • If your waiver has not been approved or you have not applied by the deadline that tuition and fees are due, you must pay the insurance premium to avoid being dropped from class.
  • Waivers that are requested and approved after the deadline will result in a $60 late fee on your POUNCE account and will only be accepted until  September 9th 2020.
  • If you want to appeal a denied waiver, please contact studentinsurance@augusta.edu.
  • If you have an approved waiver and lose your current insurance coverage during the semester, please contact us via email at studentinsurance@augusta.edu to enroll in the student health insurance plan or provide information on your new private insurance policy.

 

 Minimum Board of Regents Requirements

Domestic Students

  1. Plan must be ACA compliant, meaning that the plan is an individual or group insurance plan meeting the requirements of ACA.
                A. Unlimited Maximum Benefit for covered medical expenses.
                B. Coverage for essential benefits (with no dollar limits), as defined under the ACA. This includes, but is not limited to:
                                1. Pharmacy
                                2.  Mental health services on parity with medical services
                                3. Maternity benefits
                                4. Preventive care with no cost-sharing for Preferred Providers
                                5. Coverage for pre-existing condition with no waiting period
                                6. Pediatric dental and vision coverage
  2. Maximum preferred provider total out-of-pocket expenses cannot exceed $8,150 per member ($16,300 per family). This amount will be adjusted annually to reflect the then current allowable maximum out-of-pocket

International Students

  • Deductible of no more than $500 per accident or illness.
  • Medical Benefits of at least $100,000 per accident or illness.
  • Expenses associated with the medical evacuation to his or home country in the amount of $50,000
  • Repatriation of remains in the amount of $25,000.
  • A policy underwritten by an insurance carrier with:
    • an A.M. Best rating of "A-" or above
    • a McGraw Hill Financial/Standard & Poor's Claims Paying Ability rating of "A-" or above
    • a Fitch Rating, Inc. rating of "A-" or above
    •  a Weiss Research, Inc. rating of "B +" or above

 

 

******Bridge, Gap, Monthly, limit/Indemnity or "Share" type plans will not be accepted******