Applying for an Insurance Premium Waiver

Fall 2024 Waivers are Open

The Fall 2024 will open on June 6th 2024.  You will receive an email  with a link once you have access, it will be sent to you from  to your school email address.

PLEASE NOTE: You must be registered for classes and the insurance premium must be posted to your student account for 24 to 96 business hours before you will have access to the online waiver application.  You can check to see if the insurance premium has been posted by logging into your pounce account. Even though the waiver deadline is extended to August 28th 2024 , if you have not waived by the payment deadline set up by the business office then you may be dropped from your classes.

All students who would like to waive the Augusta University student insurance in favor of their own private insurance, please be sure to complete the online waiver application prior to the payment deadline. Waiver posting time lines are listed below.


Please use your POUNCE ID number to access the system. At the end of the online waiver request process, you will receive an automatic email response of approval or denial and will have the opportunity to print a copy of your request for your records. Be aware, you may be asked to provider additional information before your waiver can post to your student account.


If you waiver is approved for Fall 2024 a credit will be placed on your POUNCE account within 5 business days.

Please note the following:

  • If your waiver has not been approved or you have not applied by the deadline that tuition and fees are due, you must pay the insurance premium to avoid being dropped from class.
  • No late waivers will be accepted after the waiver period closes on August 28th 2024.
  • Appeal of declined waiver request:  To appeal a waiver denial, please refer to the email sent from that stated your waiver was denied on how to appeal and what needs to be submitted.  Your documentation will be reviewed and considered within 10 business days of the appeal request.

  • Frequently Asked Questions for international students on waiver requirement changes
  • If you have an approved waiver and lose your current insurance coverage during the semester, please contact us via email at to enroll in the student health insurance plan or provide information on your new private insurance policy.


Your insurance plan must meet the minimum benefit requirements per the Board of Regents (See Below).

 Minimum Board of Regents Requirements
  1. Plan must be ACA compliant, meaning that the plan is an individual or group insurance plan meeting the requirements of ACA.
                A. Unlimited Maximum Benefit for covered medical expenses.
                B. Coverage for essential benefits (with no dollar limits), as defined under the ACA. This includes, but is not limited to:
                                1. Pharmacy
                                2.  Mental health services on parity with medical services
                                3. Maternity benefits
                                4. Preventive care with no cost-sharing for Preferred Providers
                                5. Coverage for pre-existing condition with no waiting period
                                6. Pediatric dental and vision coverage
  2. Maximum preferred provider total out-of-pocket expenses cannot exceed $8,150 per member ($16,300 per family). This amount will be adjusted annually to reflect the then current allowable maximum out-of-pocket
  3.  For students in J status waiver eligible coverage meeting USG and U.S. Department State regulatory  minimum  requirements must be submitted at the time of the immigration check-in appointment. J visa holders must have the following minimum benefits:
    1. Deductible of no more than $500 per accident or illness.
    2. Medical Benefits of at least $100,000 per accident or illness.
    3. Expenses associated with the medical evacuation to his or home country in the amount of $50,000
    4. Repatriation of remains in the amount of $25,000. (Can be purchased separately)
    5. A policy underwritten by an insurance carrier with:
      1. an A.M. Best rating of "A-" or above
      2. a McGraw Hill Financial/Standard & Poor's Claims Paying Ability rating of "A-" or above
      3. a Fitch Rating, Inc. rating of "A-" or above
      4. a Weiss Research, Inc. rating of "B +" or above

****Bridge, Gap, Monthly, TriTerm, STM (Short Term Medical), International, Travel, limit/Indemnity plans will not be accepted****