Identity Theft


Effective May 2002 it is a felony in Georgia to use someone else's identity O.C.G.A. 16-9-120 through 16-9-127.

1. The first thing you should do is contact your local police department or sheriff's department to report the theft of your identity. (Under state law the local agency having law enforcement jurisdiction in the community of the victim's home must complete a report.)

  • Explain to them how your identity was stolen.
  • Provide them with copies of statements or other documents that you have that support your contention.

2. File a complaint on-line.

    • If you can not file your complaint on line in addition to reporting your crime to your local law enforcement agency contact FTC at 877 438-4338.

 Here is the more detailed information:

Phone: Call our toll-free Identity Theft helpline: 1-877-ID-THEFT (1-877-438-4338); TTY: 1-866-653-4261

Mail: Write to:

Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue, NW
Washington, DC 20580

Georgia Office of Consumer Affairs at 404-651-8600 or 800-869-1123

3. Contact the major credit reporting agencies.

    • Equifax
      Equifax Credit Information Services, Inc.
      P.O. Box 740241
      Atlanta, GA 30374
      1-800-685-1111
    • Experian
      Experian
      P.O. Box 1017
      Allen, Texas 75013
      (888) 397-3742
  • Trans Union
    Trans Union
    P.O. Box 6790
    Fullerton, California 92634
    800 680-7289

4. After making telephone contact with the credit reporting agencies follow up with a letter.

  • In letterform explain to each credit-reporting agency that someone has stolen your identity to obtain credit or for whatever reason, i.e. driver's license etc.
  • Give factual information including copies of statements, other documents and police reports that support your contention.
  • Include in the letter that credit should not granted unless you or your spouse is contacted for verification.
 5. Request a copy of your credit history.
 

6. Contact the company(ies) that has provided credit or other intangible or tangible property to the person who stole your identity.

  • In letter form explain you either did not make the charges that are on your statement or that you never requested credit, or you never applied for the item(s) that were issued using your identity.
  • Give factual information including copies of statements or other documents that support your contention.
  • Include a copy of your police report.

If your social security number has been compromised contact the Social Security administration Fraud Hotline at (800) 269-0271 or online at www.ssa.gov.

If a motor vehicle or a drivers license is involved, call (404) 362-6002 or access the Web site: http://www.dds.ga.gov

 

Driver's License Information

Contact Center Hours: M-F 7:00am - 5:15pm

  • Driver's License/ID General Information, Hours, Locations, and Services (Option 1)
  • Revoked/Suspended Licenses, License Reinstatement (Option 2 - 2)
  • Lost/Stolen License, Automated Renewal Application, Internet Services (Option 3)
  • Reservations for Automobile, CDL, Motorcycle, and Out of State Road Test (Option 4)
  • Social Security Verification (Option 2 - 1)
  • Commercial Driver's Licenses (Option 5)
  • (678) 413-8400
  • (678) 413-8500
  • (678) 413-8600

Inside Georgia
(866) 754-3687
www.privacyrights.org
www.pirg.org

 

Checks

If you've had checks stolen or bank accounts set up fraudulently in your name, call these check guarantee companies. They can flag your files so that counterfeit checks will be refused.

National Check Fraud Center
http://www.ckfraud.org/
(843) 571-2143
Post Office Box 80171
Charleston, S. C. 29416
ncfc@ckfraud.org

Action Steps for Victims

  1. Make a police report. Be persistent and be able to cite laws. This may be difficult when the victim, incidents, and probable culprit all exist in different states. Ask to talk to a detective that will handle the case. Provide all possible documentation.
  2. Report to HR and Security if you are a Raytheon employee.
  3. Contact all creditors, by phone and in writing, and inform them of the problem.
  4. Contact the Federal trade commission to report the problem.
  5. Obtain your credit report from each of the three major credit bureaus. Attempt to get one from a local bureau in the area the fraud occurred. Report the identity theft to their fraud units. Have a "Fraud Alert/Victim Impact" statement placed in your credit file asking that creditors call you before opening any new accounts.
  6. Alert your bank and check verification companies to flag your accounts and to contact you to confirm unusual activity.
  7. Request a change of PIN's and passwords where appropriate.
  8. Obtain your Social Security Administration (SSA) report and check for benefits paid out in your name. Report the situation to the SSA Fraud Hotline if your SSN was misused.
  9. Check post office for addresses in your name.
  10. Check tenant screening services for apartments rented in your name.
  11. Contact driver license authority in your state and the state where the loss/theft occurred to see if a license was issued in your name.
  12. If so, request a new license number and fill out the DMV's complaint form to begin the fraud investigation process.
  13. Keep a log of all contacts and make copies of all documents. Ask for single point of contact at all organizations/agencies so you don't have to keep repeating yourself.
  14. Contact a privacy or consumer advocacy group for assistance and resources.
 

IDENTITY THEFT RESOURCES

Applicable Laws: Fraud and Related Activity in Connection with Identification Documents and Information: Title 18, US Codes (USC), Section 1028; Fraud and Related activity in Connection with Access devices (Credit Cards): Title 18 USC Sec 1029; Fraudulent Use of Social Security Number: Title 42 USC Sec 408(a)(7).

Federal Trade Commission:
1-877-438-4338
http://www.consumer.gov/idtheft/

Social Security Administration Fraud Hotline:
1-800-269-0271
http://www.ssa.gov

Major Credit Bureaus:

EQUIFAX
Order: (800) 685-1111
Fraud # (800) 525-6285
http://www.equifax.com
to opt out 888-567-8688

EXPERIAN 
Order: (888) 397-3742 or 1-800-520-1221
Fraud # (800) 311-4769 (press option 4)
www.experian.com

TRANSUNION CORPORATION
To Order Report: (800) 680-7289
Fraud # (800) 680-7289
http://www.transunion.com

Mailing Lists

Contact the Direct Marketing Association (DMA) to have yourself removed from mail and telemarketing list. You can also visit the DMA website.

DMA Mail Preference Center
PO Box 9008
Farmingdale, NY 11735
http://thedma.org/

or

Mail Preference Service Direct Marketing Association
PO Box 643
Carmel, NY 10512

DMA Telephone Preference Center
PO Box 9014
Farmingdale, NY 11735
Also call 1-888-567-8688 to opt of mailings for credit

 

Consumer Advocacy Groups

Privacy Rights Clearinghouse
1717 Kettner Ave., Ste. 105
San Diego , CA 2101
(619) 298-3396
prc@privacyrights.org

U.S. Public Interest Research Group
218 D St. S.E.
Washington, DC 20001
(202) 546-9707
pirg@pirg.org