Applying for an Insurance Premium Waiver
****YOU MUST APPLY FOR THE WAIVER EVERY SEMESTER****
The insurance waiver application form will open on November 2nd, 2015 and will close
on January 15th, 2016. All students who would like to waive the GRU student insurance
in favor of their own private insurance please be sure to complete the waiver application
prior to the deadline.
PLEASE NOTE: You must be registered for classes and your insurance premium must be posted to your student account to access the waiver application. Please note even though the waiver deadline is extended to January 15th if you have not waived by the payment deadline set up by the business office then you may be dropped from your classes.
Go to https://studentcenter.uhcsr.com/gru to complete and submit your Waiver Request. Please use your POUNCE ID to access the system. At the end of the online waiver request process, you will receive an automatic email response of approval or denial and will have the opportunity to print a copy of your request for your records.
Your insurance plan must meet the minimum benefit requirements per the Board of Regents (See Below).
If your waiver is approved, a credit will be placed on your POUNCE account within 3 business days.
***Please note the following:
- If your waiver has not been approved or you have not applied by the deadline that tuition and fees are due, you must pay the insurance premium to avoid a $60 late fee.
- Waivers that are requested and approved after the deadline will result in a $60 late fee on your POUNCE account and will only be accepted for 15 days after deadline.
- If you want to appeal a denied waiver, please contact us at firstname.lastname@example.org.
- If you have an approved waiver and lose your current insurance coverage during the semester, please contact us via email at email@example.com to enroll in the student health insurance plan or provide information on your new private insurance policy.
If you have any further questions, please email us at firstname.lastname@example.org.
Minimum Board of Regents Requirements
- Deductible of no more than $3,000 per year
- Policy must have both accident and sickness coverage, with a minimum benefit $500,000 per year.
- Deductible of no more than $500 per year, accident and sickness coverage with a minimum benefit of $250,000 per year.
- Medical evacuation to one's home country and family reunification of not less than $10,000
- Provision for repatriation of remains of not less than $7,500
- A policy underwritten by an insurance carrier with: an AM Best rating of "A-" or above, an Insurance Solvency International, Ltd (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above or a Weiss Research, Inc. rating of "B +" or above
These benefits should all be included in health insurance plans that are PPACA compliant.
- In-‐patient and outpatient, mental and nervous disorder benefits
- Prescription Drug Coverage
- Pay benefits worldwide
- Coverage for all pre-existing conditions
- All Georgia mandated requirements:
Georgia mandates coverage for the following benefits to be paid as any other Sickness:
expense and routine newborn care, including 48 hours care in a Hospital or birthing facility following a normal vaginal delivery and a minimum 96 hours following a cesarean section. If a mother and newborn are discharged prior to the post partum inpatient length of stay, coverage includes up to 2 Post-Partum Visits, provided that the first such visit shall occur within 48 hours of discharge; Benefits for Diabetes, Mammography, Pap Smears, Chlamydia Screening; Mastectomy Benefits; Dental Anesthesia Benefits; Prostate-Specific Antigen (PSA) tests; Treatment of Temporomandibular Joint Dysfunction; and any other applicable mandated benefits.