COBRA Information Guide
Under the provisions of the Consolidated Omnibus Reconciliation Act (COBRA), you and your covered dependents may have the option of continuing your health and/or dental insurance coverage for a period of time by paying the required premiums. Here are the circumstances:
Coverage for you and/or your spouse and children can be continued for up to 18 months if:
Coverage may be continued for up to 36 months:
Coverage may be continued for up to 29 months for a disabled person who was disabled at the time of the loss of coverage or who becomes disabled within the first 60 days of COBRA coverage if qualified for Social Security disability. This COBRA coverage for disability also applies to qualified dependents. If the disabled person recovers before the 29 months has elapsed, coverage will cease once the initial 18 months has passed.
If you elect to continue health insurance coverage, you must pay the full premium without any contribution from the Augusta University. Your election must be made within 60 days after the enrollment forms are received or after coverage ends, whichever is later. You will have 45 days from the date of your election to pay premiums. COBRA coverage will begin upon receipt of payment. You will receive payment coupons, and payment must be made on the first of each month. It is your responsibility to notify Augusta University when dependents become ineligible for plan coverage in order to be eligible to elect COBRA coverage.
Your COBRA continuation coverage can be canceled if:
Coverage for your dependents can be canceled if:
If you wish to apply for COBRA, please complete the COBRA application and return it along with your premium payment to the Benefits Office, Human Resources Division, HS 1139, Augusta University, Augusta, GA 30912-8100.